Terms & Conditions
TERMS & CONDITIONS
Website Terms of Use
Last Modified: January 12, 2026
1. INTRODUCTION. These Terms of Use are entered into between You and MGVG
Enterprises (“Company” “we” or “us”).
1. PARTIES. The term “you” or “your” refers to any user, purchaser, or visitor of
MGVG.org (“the Website”), including any content, services, functionality, mobile applications,
downloadable materials, and courses (“the Services”). By using this Website, you agree that you
are at least 18 years old or of legal age in your applicable jurisdiction and eligible to form a
binding contract with the Company. Collectively, you and Company will be referred to as “the
Parties.”
1. ACCEPTANCE OF TERMS OF USE. The following Terms and Conditions “Terms of
Use” govern your use of and access to the Website and Services. The Terms of Use are legally
binding, and it is your responsibility to read them before you begin to use the Website or
Services. By using and/or visiting this Website you accept and agree to be bound and abide by
these Terms of Use and Privacy Policy [www.mgvgenterprises.org/privacypolicy], which is incorporated herein by
reference.
1. MODIFICATIONS TO THE TERMS OF USE. We reserve the right to update or
change the Terms of Use at any time in our sole discretion. All changes are effective immediately
once posted to the Website and apply to all access to and use of the Website thereafter. It is
therefore important that you review these Terms regularly to ensure you are updated as to any
changes. The “last modified” date at the top of this page reflects the last date changes were made
to the Terms of Use.
1. PRIVACY. You agree that all information you provide to register with this Website,
including, but not limited to, through the use of any interactive features on the Website, is
governed by our Privacy Policy [www.mgvgenterprises.org/privacypolicy], and you consent to all actions we take
with respect to your information consistent with our Privacy Policy.
1. ACCESS AND USE OF WEBSITE. Company reserves the right to modify or
discontinue the Website or Services, or any part thereof, temporarily or permanently, with or
without notice. You agree that Company will not be liable if for any reason all or any part of the
Website or Services are unavailable at any time or for any period.
1. USER ACCOUNT. If you are provided with a username, password or any other account
information, you must treat such information as confidential. You may not provide your
username, password or other account information to another person or provide any other person
with access to the Website or Services using your username, password, or other security
information. You agree to notify us immediately of any authorized access to or use of your
account, username or password. You agree to exit your account at the end of each session and
exercise caution when accessing an account from a public or shared computer so that others
cannot view or record your personal information.
1. INTELLECTUAL PROPERTY RIGHTS. All content and features on the Website,
including but not limited to information, software, images, text, designs, graphics, video, audio,
and the arrangement thereof, are owned by the Company, its licensors or other providers of such
material, and are protected by copyright, patent, trademark, trade secret and other intellectual
property or proprietary rights laws. The Company name, trademarks, the Company logo, and all
related names, logos, product and service names, designs and slogans are trademarks of the
Company or its licensors. You may not use such trademarks or other intellectual property
belonging to the Company without the prior written consent of the Company.
1. WEBSITE FOR PERSONAL USE. The Website and Services are solely for personal
and non-commercial use. You may not use the content or other materials for any commercial
purpose or for any noncommercial or commercial public display.
1. NO REPRODUCTION. You may not reproduce, distribute, modify, create derivative
works of, republish, transmit, sell, resell, or exploit any of the material on the Website, except
and only except as follows: i) You may print or download one copy of a reasonable number of
pages of the Website solely for your own personal, non-commercial use; ii) If Company provides
desktop, mobile or other applications for download you may download a single copy to your
computer or mobile device solely for your own personal, non-commercial use.
1. COPYRIGHT INFRINGEMENT NOTICE. If you believe your work has been copied
in a way that constitutes copyright infringement, or that your intellectual property rights have
been otherwise violated, you should notify MGVG Enterprises of your claim at
mgvgliving@outlook.com, as set forth in the Digital Millennium Copyright Act of 1998
(“DMCA”). To be effective your notification must be in writing and include the following
information:
A. An electronic or physical signature of a person authorized to act on behalf
of the copyright owner.
A. Identification of the copyrighted work that you claim has been infringed.
A. A description of where the material that you claim is infringing is located
on the Service, with enough detail that we may find it on the Service.
A. Your address, telephone number and email address.
A. A statement by you, made under penalty of perjury, that the information in
your notice is accurate, and that you are the copyright or intellectual property
owner or authorized to act on behalf of the owner.
1. REPEAT INFRINGER POLICY. In accordance with the DMCA and other applicable
law, the Company has a policy of terminating the user accounts of repeat infringers. We may also
at our sole discretion limit access to the Service and/or terminate the memberships of any users
who infringe any intellectual property rights of others, whether there is any repeat infringement.
1. USER CONTRIBUTIONS. By submitting a comment, photo, video or other materials
onto our website, you agree that we have a non-revocable commercial license to republish your
submission in whole or in part, unless you explicitly state in writing that we do not have such
permission.
1. FEES. Fees are set forth on the Website. We reserve the right to change the fees at any
time.
1. REFUND POLICY. We do not offer a refund of any kind.
1. PAYMENT POLICY. You agree and warrant that all payment instruments, credit cards
and related information, i.e. billing address, used in connection with any Service that is provided
for a fee, are correct and that you are authorized to use such payment instrument. Regarding any
payment plan, you agree to pay Company the amount specified in the payment plan in
accordance with the terms of such plan and this Terms of Use. You hereby authorize Company to
bill your payment instrument in accordance with the terms of the applicable payment plan.
17. LATE PAYMENTS. If payments are not made on time, you agree to pay interest on all past-
due sums at a rate of 1.5% per month or the highest rate allowed by law, whichever is greater.
18. CHARGEBACKS. You agree that you will request a refund prior to requesting a chargeback
with your financial institution. In the event you attempt to acquire a chargeback, you will forfeit
access to products and services from and by the Company. We may present proof of your consent
to these Terms of Use and your access to the products and services to the financial institution.
19. THIRD PARTY WEBSITE LINKS. If Company, its website or Services provide links to
other sites and resources provided by third parties, including links in advertisements or
sponsored links, these links are provided solely for your convenience. Company cannot control
the contents of third-party websites and if you choose to access third party websites you do so at
your own risk. Company is not responsible for and does not endorse such third-party sites. You
agree that Company will not be liable for any loss or damage that may arise from your use of
them.
20. SOCIAL NETWORKING SERVICES. You may be able to enable or log into the Service
via various online third-party services, such as social networking services (“Social Networking
Services”). Any information you provide to Social Networking Services that is provided to us
will be used stored and disclosed by us in accordance with our Privacy Policy [www.mgvgenterprises.org/privacypolicy]. The way your information is used, stored and disclosed by Social Networking Services
is governed solely by the policies of such third parties and Company has no liability or
responsibility for the actions of such third parties.
21. MOBILE SERVICES. The Service may include certain services that are available via
mobile device “Mobile Services.” To the extent you access the Service through a mobile device,
your wireless service carrier’s standard charges, data rates and other fees may apply. By using
the Mobile Services, you agree that we may communicate with you by SMS, MMS, text
messages or other electronic means to your mobile device and that certain information about
your usage of the Mobile Services may be communicated to us.
22. USER CONDUCT AND CONTRIBUTIONS. These User Conduct Standards apply to all
Services on the Website, including all comments, code, video, images, information, data, text,
software, music, sound, photographs, graphics, messages or other material (“User Content”) that
you upload, publish, email or display via the Service or on the Website. You are solely
responsible for all User Content that you upload, publish, email or display via the Service or on
the Website. User Content must comply with all applicable federal, state, local, and international
laws and regulations. User Content must not: i) Infringe on any patent, trademark, trade secret,
copyright, or other intellectual property or other rights of any other person or entity; ii) Contain
software viruses or any other computer code, files or programs designed to interrupt, destroy, or
limit the functionality of any computer software or hardware or telecommunications equipment
or pose or create a privacy or security risk to any person; iii) Interfere with or disrupt the Service
or servers or networks connected to the Service, or disobey any requirements, procedures,
policies or regulations of networks connected to the Service; iv) Contain any material that is
defamatory, obscene, indecent, pornographic, vulgar, abusive, offensive, harassing, violent,
hateful, inflammatory or otherwise objectionable; v) Cause annoyance, inconvenience, or
needless anxiety, or be likely to upset, embarrass, alarm, or annoy any other person; vi) Promote
sexually explicit or pornographic material, violence or discrimination based on race, sex,
religion, nationality, disability, sexual orientation or age; vii) Solicit personal information from
anyone under the age of 18; viii) Promote any illegal activity or unlawful act; ix) Impersonate
any person or entity, or misrepresent your identity or affiliation with any person or organization;
x) Harvest or collect email addresses or other contact information of other users from the Service
by electronic or other means for the purposes of sending unsolicited emails or other unsolicited
communications; xi) Involve commercial activities or sales, such as contests, sweepstakes, and
other sales promotions, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other
form of solicitation. The Company reserves the right to remove or disable access to any User
Content for any or no reason, including User Content that, in its sole discretion, it determines
violates this Terms of Use Agreement. The Company is not responsible for User Content, nor
does it endorse any opinion contained in any User Content. You will indemnify and hold the
Company harmless from and against all damages, losses, and expenses of any kind (including
attorney’s fees) arising out of any claims related to your User Content.
23. WEBSITE MONITORING / ENFORCEMENT. We have the right to monitor User
Content and to remove or refuse to post any User Content for any or no reason in our sole
discretion. We have the right to disclose your identity or other information about you to any third
party who claims that material posted by you violates their rights, including their intellectual
property rights or their right to privacy. We have the right to take appropriate legal action,
including without limitation, referral to law enforcement, for any illegal or unauthorized use of
the Website or User Content.
24. TERMINATION. We have the right to terminate or suspend your access to the Website or
Services for any or no reason including without limitation, any violation of these Terms of Use.
25. GENERAL DISCLAIMER. To the fullest extent permitted by law, we expressly disclaim
any liability for any direct, indirect or consequential loss or damage incurred by you or others in
connection with our Website and Services, including without limitation any liability for any loss
of revenue; loss of actual or anticipated profits; loss of contracts; loss of business; loss of
opportunity; loss of goodwill; loss of reputation; loss of contracts; damage to or corruption of
data; or any indirect or consequential loss, whether such loss or damage was foreseeable or in the
contemplation of the Parties, whether caused by negligence, breach of contract or otherwise.
Neither the Company nor any person associated with the Company makes any warranty or
representation with respect to the completeness, security, reliability, quality, accuracy or
availability of the Website or that the Website will otherwise meet your needs or expectations.
Neither the Company nor anyone associated with the Company warrants that the Website,
Services, its related content, or any services obtained through the Website will be error-free,
accurate, reliable, or uninterrupted, that defects will be corrected, that the Website or the server
that makes it available are free from viruses or other harmful components. The foregoing does
not affect any liability that cannot be excluded or limited under applicable law. Website and
Services are for informational/educational purposes only. We do not warrant the accuracy,
completeness, or usefulness of this information. Any reliance you place on such information is
strictly at your own risk. The Company shall not be liable for all liability arising from any
reliance placed on such materials by you or any other visitor to the Website, or by anyone who
may be informed of any of its contents. We are not medical, legal, financial or other
professionals, or if we are, we are not acting in any professional capacity, including medical,
legal, financial or otherwise. Nothing on this Website and Services should be construed as
medical, legal, or financial advice.
26. WARRANTIES DISCLAIMER. Your use of this Website, its content, Services or items
obtained through the Website is at your own risk. The Website, its content, Services or items
obtained through the Website are provided on an “as is” and “as available” basis, without any
warranties of any kind, either express or implied, including but not limited to the implied
warranties of merchantability, fitness for a particular purpose, title and non-infringement.
27. EARNINGS DISCLAIMER. While we may reference certain results, outcomes or
situations on this Website or Services, you understand and acknowledge that we make no
guarantee as to the accuracy of third-party statements contained herein or the likelihood of
success for you because of these statements. You understand that individual results and outcomes
will vary. We cannot guarantee your success merely by your access, purchase or completion of
any material or products on the Website and Services. Any results displayed on the Website or
Services are not guaranteed or typical.
28. THIRD PARTY DISCLAIMER. We are not liable for any defamatory, offensive or illegal
conduct of any third parties. To the fullest extent permitted by law, we will not be liable for any
loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically
harmful material that may infect your computer equipment, programs, data or other proprietary
material due to your use of the website or any services or items obtained through the Website.
Where the Website contains links to other sites and resources provided by third parties, these
links are provided for your information only. We have no control over the contents of those sites
or resources and will not be responsible for them or any loss that may result from their use.
29. TECHNOLOGY DISCLAIMER. We make reasonable efforts to provide you with modern,
reliable technology. However, in the event of a technological failure, you accept and
acknowledge our lack of responsibility for said failure. The Website is updated on a regular basis
and while we try to make accurate statements in a timely and effective manner, we cannot
guarantee that all information on the Website and Services is completely accurate, complete or
up to date, and disclaim liability for any such errors or omissions.
30. ASSUMPTION OF RISK. By accessing the Website, its Services and related material,
whether paid or unpaid, you assume the risk of your access and any subsequent actions you
choose to take because of the informational or educational materials provided to you.
31. INDEMNITY AND RELEASE. You agree to indemnify, defend and hold harmless
Company, its affiliates, employees, agents, licensors, and service providers from and against any
and all third party suits, claims, demands, causes of action, liabilities, damages, judgments,
losses, costs and expenses, including reasonable legal expenses and attorney’s fees arising out of
your use of the Website, including but not limited to your User Content, any use of the Website’s
content, Services, and products other than as expressly authorized in these Terms of Use, or your
use of any of the information obtained from the Website and Services.
32. LIMITATION ON LIABILITY. You understand and agree that, to the maximum extent
permitted by applicable law, the Company will not be liable for any direct, indirect or
consequential loss or damage incurred by you or others in connection with our Website and
Services, including without limitation any liability for any loss of revenue; loss of actual or
anticipated profits; loss of contracts; loss of business; loss of opportunity; loss of goodwill; loss
of reputation; loss of contracts; damage to or corruption of data; or any indirect or consequential
loss, whether such loss or damage was foreseeable or in the contemplation of the Parties,
whether caused by negligence, breach of contract or otherwise. The foregoing does not affect any
liability that cannot be excluded or limited under applicable law.
33. SEVERABILITY. If any portion of this Terms of Use is deemed to be illegal or
unenforceable, the remaining provisions of this Agreement remain in full force.
34. ENTIRE AGREEMENT. This Agreement constitutes the final, exclusive Agreement
between you and Company regarding the use and access of the Website. All earlier and
contemporaneous agreements, negotiations, understandings, representations and warranties
between the you and Company regarding the Website are expressly merged into and superseded
by this Agreement.
35. CONTACT. This Website is operated by MGVG Enterprises. All feedback, comments,
requests for technical support, and other communications relating to the Website should be
directed to: mgvgliving@outlook.com
1. LIMITATION ON TIME TO FILE CLAIMS. Any cause of action or claim you may
have arisen out of or relating to these Terms of Use or the Website must be commenced within
one (1) year after the cause of action accrues; otherwise, such cause of action or claim is
permanently barred.
37. GOVERNING LAW. This Agreement shall be governed by and construed in accordance
with the laws of the State of Florida without giving effect to any choice or conflict of law
provision or rule.
BINDING ARBITRATION, VENUE AND CHOICE OF LAW. Any controversy or claim
arising out of or relating to these Terms of Use, or the breach thereof, including the applicability
and/or enforceability of this binding arbitration provision, shall be settled exclusively by binding
and non-appealable arbitration administered by the American Arbitration Association, and
judgment on the award rendered by the arbitrator(s) may be entered in any court having
jurisdiction thereof. The number of arbitrators shall be three. The place of arbitration shall be
Winter Garden, Florida. Florida law shall apply. Each party shall pay its own proportionate share
of arbitrator fees and the arbitration fees and expenses of the American Arbitration Association.
This binding arbitration will be the Parties’ sole remedy in the event of a dispute between the
Parties. The Parties waive their right to lead